Having the right resources makes managing a benefits program easier and far more cost-effective. That's why we took the initiative to start United Benefit Advisors, a nationwide partnership of 150 of the nation's finest employee benefits firms. By pooling their expertise and financial strength, UBA has been able to develop state-of-the-art tools for managing employee benefits programs, so we can offer them at a fraction of the cost competing firms charge. Through UBA, you'll have to access to proven, practival tools such as:

• The UBA National Plan Survey - The world's largest survey source for benchmark benefits data.

• Price Modeler - which evaluates the cost impact of plan design and demographic changes.

• Elluminate - a web-conferencing tool that allows us to have meetings/trainings over the internet.